The Collection
Every model, every price — all in one place.
Four floor plans, four price points, one standard of quality. Pick the home that fits your life and see exactly what cash and financed ownership look like.
Side by side
Compare the lineup at a glance.
| Model | Layout | Size | Cash | Financed |
|---|---|---|---|---|
| The Mill Creek | 3 bed · 2 bath | 1,280 sq ft | $78,000 | $85,000 |
| Spark | 2 bed · 1 bath | 720 sq ft | $79,000 | $85,900 |
| The Costner | 3 bed · 2 bath | 1,456 sq ft | $83,900 | $95,900 |
| 5K Model | 4 bed · 3 bath | 2,100 sq ft | $123,000 | $129,900 |
Cash price is paid in full at signing. Financed price reflects total cost through Home Capital's in-house lending program. Final pricing depends on delivery, site prep, and selected finish package.
Standard on every model
No "starting at" tricks.
The features below are included on every Home Capital home — not held back as upgrades that push the financed price into a different tier.
HUD-certified construction with 2×6 exterior walls
R-22 ceiling insulation and low-E dual-pane windows
30-year architectural shingle roof system
Stainless steel appliance package
LED lighting and smart-thermostat pre-wire
Vinyl-plank flooring through main living areas
Shaker cabinets with soft-close hardware
Energy Star water heater and HVAC